Comparison Interest Rate:
Up-front Fees: $1126
Monthly Admin Fees: $8.25
Total Fees: $
Total Payable: $
Our finance calculator provides an indicative estimates and full transparency on relating to costs for your car finance enquiry. If you can answer a few questions below, we can provide instantly estimates on your repayment costs, up-front fees, on-going fees and interest rates. The calculation will inform you of your indicative interest rate, comparison rate and effective rate to reflect the specific circumstances of your car loan enquiry.”
Estimates are a guide only, do not constitute an offer and subject to change without notice. If you like the end result and would like to proceed, you have the option of submitting an online application or submitting your contacting details so that our consultants can contact you to assess your estimates and confirm final quote once we have verified your information and completed a full application to confirm it meets lender guidelines. * Comparison rate calculated based on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments with nil balloon. WARNING: This comparison rate applies only to the example given and may not include all fees and charges payable i.e. stamp duty, payout fees, etc. Different amounts and terms will result in different comparison rates. Information is correct for the week concluding on the 19/7/2020. Interest rates are subject to change without notice. Lenders terms, conditions, fees and charges apply. Included in comparison rate is monthly admin fee of $8.25, documentation fee of $350, PPSR fee of $6.00 and contract origination fee of $770. ** Effective rate uses the same fees and interest rate as the comparison rate, only difference is that it factors in your actual loan amount, term and balloon payment. This allows you to understand the true effective interest rate for the specific loan you are requesting.
# Level of deposit has impact on estimated interest rate and is ultimately impacted on the LVR (Loan to Value Ratio) calculation which is based on lenders retail valuation of your vehicle. Lender costs, government charges, negative equity, dealer charges and other costs added to the loan amount will negatively impact on the LVR calculation. Dutton Financial Services reserves the right to increase the interest rate if the amount of deposit paid does not reduce LVR below 110% and below 90% if applicable. The information is not an expression of opinion or recommendation and does not constitute financial, accounting, taxation, general or personal advice and should not be relied upon as such.